sERVICES
What We Have Here for You
INDUSTRIAL ALL RISK INSURANCE
Comprehensive coverage for factories, plants, and industrial units against property damage, machinery breakdown, and business interruptions. Ideal for large industrial operations to mitigate multiple risks and maintain smooth production.
LIFE INSURANCE
Life insurance is a financial safety net that protects your loved ones in case of your untimely passing. It provides monetary support to cover expenses, debts, and future needs, ensuring security, peace of mind, and stability for your family.
HEALTH INSURANCE
Covers individuals and families for medical expenses including hospitalization, doctor consultations, surgeries, and critical illness treatments. Reduces financial stress during medical emergencies and ensures timely access to quality healthcare services, making it indispensable for personal financial planning.
BURGLARY INSURANCE
This insurance protects homes, offices, and commercial establishments from losses due to burglary, theft, or robbery. Coverage includes cash, valuables, stock, and equipment, offering financial protection and reassurance against criminal activities. Essential for businesses and households with significant assets.
COMMERCIAL GENERAL LIABILITY
Aimed at businesses of all sizes, this policy covers legal liabilities arising from bodily injury, property damage, or negligence. It protects against lawsuits, settlements, and legal costs, allowing companies to operate confidently while mitigating financial risks associated with unexpected claims.
CONTRACTORS ALL RISK INSURANCE
This comprehensive coverage is designed for construction projects, protecting against accidental damage, fire, natural disasters, theft, and third-party liabilities. From small renovations to large-scale infrastructure projects, it ensures continuity and financial protection throughout the project lifecycle.
CONTRACTORS PLANT & MACHINERY
This policy covers construction machinery, tools, and equipment against physical damage, breakdowns, or theft. It ensures that contractors can continue work without disruption, protecting investments in costly machinery and reducing downtime during repair or replacement.
GROUP HEALTH INSURANCE
Provides employees with extensive medical coverage including hospitalization, surgeries, and critical illnesses. This policy fosters employee satisfaction and loyalty while offering employers a cost-effective solution for healthcare benefits, helping retain talent and maintain workforce productivity.
GROUP PERSONAL ACCIDENT
Protects employees against accidental injuries, permanent or temporary disability, and accidental death. Offers financial compensation to employees or their families, reinforcing a safe and responsible workplace environment and ensuring business continuity.
HEALTH INSURANCE
Covers individuals and families for medical expenses including hospitalization, doctor consultations, surgeries, and critical illness treatments. Reduces financial stress during medical emergencies and ensures timely access to quality healthcare services, making it indispensable for personal financial planning.
MACHINERY BREAKDOWN INSURANCE
Provides coverage against sudden mechanical or electrical breakdown of machinery in factories or plants. Helps businesses minimize production losses, repair costs, and operational downtime, ensuring smooth and uninterrupted business operations.
MARINE INSURANCE
Protects goods, cargo, and vessels during transit via sea, air, or land. Coverage includes risks like theft, loss, or damage during transportation. Essential for importers, exporters, and logistics companies handling valuable goods or shipments.
MONEY INSURANCE
This policy safeguards cash, cheques, or valuables from loss due to theft, robbery, or accidental events during transit or at business premises. It is particularly beneficial for businesses and financial institutions dealing with high volumes of cash transactions.
MOTOR INSURANCE
Covers personal or commercial vehicles against accidents, theft, natural calamities, fire, and third-party liabilities. Helps vehicle owners comply with legal requirements while protecting investments in cars, bikes, or commercial fleets.
PERSONAL ACCIDENT
Provides financial compensation in case of accidental death, disability, or injury. Offers peace of mind to individuals and families, covering medical expenses, loss of income, and rehabilitation costs, ensuring protection against unexpected life events.
PUBLIC LIABILITY
Protects businesses against legal claims from third parties due to injury or property damage caused during business operations. Essential for shops, factories, and service providers to maintain public trust while managing financial exposure from lawsuits.
TRAVEL INSURANCE
Covers medical emergencies, trip cancellations, lost luggage, or travel delays during domestic or international trips. Offers travelers peace of mind, ensuring safety and financial protection against unforeseen circumstances while traveling.
WORKMEN’S COMPENSATION
Provides mandatory coverage for employees against work-related injuries, accidents, or occupational diseases. Offers compensation for medical expenses, disability, or death, while helping employers comply with legal requirements and safeguard employee welfare.
BHARAT GRIHA RAKSHA POLICY
This policy safeguards your home, the cornerstone of your life, against a wide range of risks including fire, natural calamities, burglary, and accidental damage. It covers both the structure and contents, including furniture, electronics, and valuables, providing peace of mind to homeowners. Ideal for families looking to protect their primary residence.
BHARAT SOOKSHMA UDYAM SURAKSHA
Tailored for micro-businesses, this policy offers affordable protection against property damage, business interruption, and minor liabilities. It is ideal for startups and sole proprietorships, ensuring business continuity and providing financial security in critical situations.